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Poland Gets Fresh $4B U.S. Loan for F-16 Upgrades, Patriot and Apache, Total Borrowing Hits $11B Since 2022

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Polish Air Force F-16C fighter
Polish Air Force F-16C fighter

FMF credit covers Barbara surveillance balloons, Wisla air defense and heavy transport helicopters as Warsaw insists SAFE and U.S. loans complement each other

U.S. signed agreement to provide Poland with another $4 billion loan under Foreign Military Financing (FMF) program.

These funds are designated for purchasing American-manufactured weapons and military equipment.

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M1A2 Abrams SEPv3 tanks of Polish Armed Forces
M1A2 Abrams SEPv3 tanks of Polish Armed Forces / Photo credit: Defence24

Polish government press service reported agreement signing without disclosing details regarding further use. At same time emphasized is European defense capability loan program SAFE does not compete with FMF but complements it.

As Defence24 wrote, next day Polish Deputy Defense Minister Paweł Bejda announced plans for these $4 billion from U.S. According to him, they will definitely be used for financing Barbara reconnaissance balloons.

Polish Air Force F-35 and F-16 fighters
Polish Air Force F-35 and F-16 fighters / Photo credit: Polish MoD

At same time, full list is longer and among everything includes financing for AH-64E Apache, F-16 modernization and Wisla project, which includes launchers and missiles for Patriot SAM systems. Also Polish official noted he will advocate for purchasing heavy transport helicopters.

Defense Express notes that excluding new agreement, Poland since 2022 received over $7 billion in U.S. loans. In 2025 country voiced doubts whether additional funds could be obtained, but as we see ultimately managed to take another $4 billion, bringing total sum to $11 billion since 2022.

Polish-manufactured Borsuk IFV, also ordered using SAFE funds
Polish-manufactured Borsuk IFV, also ordered using SAFE funds / Open source photo

Also Poles are largest SAFE program beneficiary, within which they received €43.7 billion loan, approximately corresponding to $50.8 billion. At same time, noticeable portion from first tranche went toward purchasing Polish defense industry products.

Meaning we have at minimum over $60 billion in loans on which Poland purchased and continues purchasing weapons in EU and U.S. At same time we are not counting South Korea, which gave loans for financing South Korean weapons and equipment procurement, like K2 tanks.

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